Life and Finance

by Patricia Denice

Helping Filipinos Understand the Value of Managing Money and Protecting It

About

ABOUT ME

Hi, I'm Pat!

I'm a licensed insurance advisor, writer, and speaker passionate about helping people navigate finances and understand the value of managing and protecting them.

I guide individuals and families in securing their future with wisdom and responsibility my journey as an insurance advisor began with a personal desire to handle my own finances more responsibly.

Along the way, I discovered that financial preparedness is more than just a strategy—it’s an act of love. Through my work, I aim to help others make informed decisions that honor their future and their loved ones.

EXPERIENCE AND CREDENTIALS

As a licensed insurance advisor, I’ve guided individuals and families toward financial security.

My dedication has earned Medallion Awards, reflecting my commitment to excellence.

Beyond insurance, I write and speak to inspire others in financial stewardship and faith-driven decisions.

WHY I DO WHAT I DO

My journey began with a simple goal—to manage my own finances better.

Along the way, I realized that financial preparedness is an act of love.

I help others make wise decisions so they can protect what matters most and live with peace of mind.

GET YOUR FREE

FINANCE TRACKER

Take an Insurance Quiz

How Protected Are You? — Quick Insurance Coverage Quiz

Wondering if you’re covered enough? Answer a few quick questions and get a FREE coverage checklist at the end—no commitments, just insights!

You probably clicked this because…

You want to finally figure out the right insurance plan for you. 🛡️

I feel you.

But let’s be real—sometimes it gets overwhelming. 😵‍💫

😤 Pushy agents offering plans na hindi mo naman hinanap.

🌀 Too many terms, too many choices, ang gulo!

🔍 You just want clarity… not confusion.

❓ Term?

🤔 VUL?

🗓️ 10-year pay?

💖 Whole life?

🏥 Health insurance?

Ang dami, ‘di ba? 🤯

But here’s something I always remind my clients:

👉 The “best” plan is the one that’s built around you.

🎯 Your goals

📝 Your priorities

💰 Your current budget

Not a one-size-fits-all.

Not pressure-based proposals.

The goal isn’t just to buy insurance.

It’s to understand what you’re protecting—and why. ❤️

Think of it like going to a doctor. 🩺

They don’t just give medicine.

They ask questions first. ❓

Same with insurance.

I ask the right questions so we can:

✅ Know what benefits matter most to you

✅ Check the right coverage for your stage in life

✅ Offer plans that actually make sense to you

So you walk away with peace of mind.

Not pressure. 🧘

If you’re ready, I’m here to guide you.

No rush. No hard selling.

Just honest help. 🤝

—Pat

Always here for you.

I agree to receive updates or tips about insurance.

Age

What's your current life stage?

Do you have existing life insurance coverage?

What's your primary concern right now?

If something unexpected happens, how long can your savings support your family’s needs?

How would you describe your current knowledge about insurance?

Thank you for completing the quiz! Based on your answers, you might benefit from a FREE personalized checklist or a quick chat to know your coverage needs—no pressure. Want your checklist sent via email?

NEXT

Services

Life Insurance

Life is unpredictable, but your loved ones' future doesn’t have to be.

Life insurance provides financial security, ensuring your family is protected even when you’re no longer around.

Let’s find the right plan that gives you peace of mind and your family lasting protection.

Health Insurance

Your health is your greatest asset—protect it.

Health insurance safeguards you from unexpected medical costs, giving you access to quality care without the financial burden.

Secure a plan that keeps you and your loved ones covered when it matters most.

Income Protection & Financial Planning

Earning more isn’t enough if your income isn’t protected.

Income protection ensures you’re financially secure even during life’s uncertainties.

With smart financial planning, you can build a future where your finances work for you—not the other way around.

Let’s create a strategy that secures your goals and protects your hard-earned income.

Testimonials

CONNECT WITH ME

Always here for you,

Pat.